Samos Surgical Risk Protection is Canada’s first insurance solution designed specifically to protect Canadians against the risk of accidental death during surgery.
It works similar to Life Insurance in the sense that if the policy holder dies during a covered procedure, the beneficiary would receive up to CAD $200,000.
Hundreds of covered procedures. See full list here.
Quick & easy
No medical exams. Apply in 5 minutes and get approved instantly.
Most of our premiums cost less than CAD $100.
Most insurers will not cover a person if they have a surgical procedure coming up. Samos SRP covers 85% of all elective procedures.
We understand that not everyone might have a financial plan and be able to get insurance before a surgery comes up. We’ve designed Samos SRP so that Canadians can get coverage when they need it most.
Medical procedures have evolved significantly throughout time but they’re still not 100% risk free. SRP was designed to bring peace-of-mind to this moment, so you can focus on recovery and the road ahead.
How much does it cost?
Premiums are calculated based on age and desired insurance coverage. Most of our premiums are under $100.
What coverage do you offer?
Surgical Risk Protection insurance (SRP) offers coverage for most elective surgeries. It covers the time from admission to discharge at $50k, $100k, or $200k insurance benefits.
Is my procedure covered?
We cover hundreds of elective procedures which account for half of all procedures conducted annually. We will confirm whether or not your procedure is covered during the application process.
What if my procedure is rescheduled?
Stuff happens. If your procedure is rescheduled let us know 48 hours before your new admission date.
What are elective surgeries?
Elective surgeries are medical procedures that can be booked in advance. They aren’t emergent, life threatening, critical, or sudden. But contact us anytime to be sure, we're here to help!
Are there medical requirements?
There are no medical related questions or exams other than identifying the surgery you are having.
How soon before surgery do I need to sign up?
You must sign up at least 48 hours before your surgery.
Who can apply for coverage?
Individuals in Canada aged 20-69 undergoing elective surgery can apply for Surgical Risk Protection insurance (SRP).