Most elective procedures are covered. From cosmetic surgeries to cardiac valve replacements.
Quick & easy
No medical exams. Apply in 5 minutes.
Most of our premiums cost less than US $100.
How it Works
Finding insurance coverage for an elective medical procedure can be a difficult task. At Samos, we're working to make this quick and easy.
Complete the 5-minute online application: There are no medical exams or phone calls.
Get a non-obligation quote: Receive a quote and choose your coverage amount.
Digitally sign & pay: Pay online using credit or debit and digitally sign your policy.
How much does it cost?
Premiums are calculated based on age, procedure and desired insurance coverage. Premiums start at less than $70 for $50k in coverage.
What coverage do you
Surgical Risk Insurance (SRI)
offers coverage for most
elective surgeries. Coverage is
provided from the time of
admission to the time of
discharge for insurance
benefits starting at $20k.
Is my procedure covered?
We cover hundreds of elective procedures which account for most procedures conducted annually. We will confirm whether or not your procedure is covered during the application process
What if my procedure is rescheduled?
We understand things can happen. If your procedure is rescheduled let us know 48 hours before your new admission date.
What are Covered Elective Medical Procedures or Surgeries?
Procedures or Surgeries that are scheduled in advance and performed by a licensed Physician in a Licensed Surgical Facility, and do not involve acute trauma, a medical emergency, a life-threatening condition or a request for a procedure or surgery on an urgent category basis.
There are no medical related questions or exams other than identifying the surgery you are having.
Who can I contact with questions concerning coverage?
You can contact the Samos Care Team by email or telephone at:
1-866-946-8074 extension 1
How soon before my Covered Elective Medical Procedure or Surgery do I need to sign up?
You must sign up at least 48 hours before your planned admission date for your covered Elective Medical Procedure or Surgery
Who can apply for coverage?
Currently we offer Surgical Risk Insurance (SRI) coverage to US Residents aged 20-69 that reside in a state where coverage is currently offered.