Frequently Asked Questions

Here are some answers to common questions.

General

What is Samos?

What is SRI?

What if my procedure is rescheduled?

What if my procedure is rescheduled?

What if my procedure is rescheduled?

What procedures are covered?

Who can I contact with questions concerning coverage?

Who can I contact with questions concerning coverage?

Where is Samos licensed to operate?

Where is Samos licensed to operate?

Why do I need SRI if I have health, life, and/or AD&D insurance?

Policy

How much does it cost?

How much does it cost?

How much is the benefit payout?

How soon before my covered Elective Medical Procedure or Surgery do I ned to sign up?

How soon before my covered Elective Medical Procedure or Surgery do I ned to sign up?

Who can apply for coverage?

What timeframe does the SRI policy cover?

What timeframe does the SRI policy cover?

Does SRI cover disability as a direct result of surgical complications?

Is there a waiting period?

Is there a waiting period?

What if I don't know the exact procedure name?

What if I don't know the exact date of my procedure?

Does Samos cover me internationally?

Does Samos cover me internationally?

How do I update or cancel my policy?

Is there a deductible?

Do I need to add a beneficiary to my application or activation?

Claims

How are claims filed?

How soon after a death do claims neeed to be filed?

How long does it take for a claim to be paid?

Do you have a question that isn’t answered here?

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Insurance coverage is sold by Five1Nine Inc. (doing business as Samos Insurance) and underwritten by Berkley Life and Health Insurance Company, a member company of

W. R. Berkley Corporation and rated A+ (Superior) by A.M. Best. Not all products and services may be available in all jurisdictions, and the coverage provided is subject to the actual terms and conditions of the policies issued. Payment of claims under any insurance policy issued will only be made in full compliance with all United States economic or trade and sanction laws or regulation, including, but not limited to, sanctions, laws and regulations administered and enforced by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”).

Your data is secure with AES-256, block-level storage encryption.

2023 Samos Insurance (Five1Nine Inc). All Rights Reserved.

Insurance coverage is sold by Five1Nine Inc.

(doing business as Samos Insurance) and underwritten by Berkeley Life and Health Insurance Company, a member company of W. R. Berkley Corporation and rated A+

(Superior) by A.M. Best. Not all products and services may be available in all jurisdictions, and the coverage provided is subject to the actual terms and conditions of the policies issued. Payment of claims under any insurance policy issued will only be made in full compliance with all United States economic or trade and sanction laws or regulation,including, but not limited to, sanctions, laws and regulations

administered and enforced by the U.S. Treasury

Department’s Office of Foreign Assets Control (“OFAC”).

Your data is secure with AES-256, block-level storage encryption.

2023 Samos Insurance (Five1Nine Inc). All Rights Reserved.

Insurance coverage is sold by Five1Nine Inc. (doing business as Samos Insurance) and underwritten

by Berkeley Life and Health Insurance Company, a member company of W. R. Berkley Corporation and

rated A+ (Superior) by A.M. Best. Not all products and services may be available in all jurisdictions,

and the coverage provided is subject to the actual terms and conditions of the policies issued.

Payment of claims under any insurance policy issued will only be made in full compliance with all

United States economic or trade and sanction laws or regulation, including, but not limited to,

sanctions, laws and regulations administered and enforced by the U.S. Treasury Department’s Office

of Foreign Assets Control (“OFAC”).

Your data is secure with AES-256, block-level storage encryption.

2023 Samos Insurance (Five1Nine Inc). All Rights Reserved.