Frequently Asked Questions

Here are some answers to common questions.


What is Samos?

What is Samos Surgical Risk Insurance?

What if my procedure is rescheduled?

What procedures are covered?

Who can I contact with questions concerning coverage?

Where is Samos licensed to operate?

Why do I need SRI if I have health, life, and/or AD&D insurance?


How much does it cost?

How much is the benefit payout?

What if my procedure is rescheduled?

How soon before my Covered Elective Medical Procedure or Surgery do I need to sign-up?

Who can apply for coverage?

What timeframe does the SRI policy cover?

Does SRI cover injury or disability as a direct result of surgical complications?

Is there a waiting period?

What if I don't know the exact procedure name?

What if I don't know the exact date of my procedure?

Does Samos cover me internationally?

How do I update or cancel my policy?

Is there a deductible?

Do I need to add a beneficiary to my application / activation?


What is the claims process?

How soon after a death do claims need to be filed?

How long does it take for a claim to be paid?

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