Terms Of Use

This website is provided with the intention of sharing information and assisting users. Each time you use this website, you are agreeing to all the following terms and conditions. If you do not agree to each of these terms and conditions, you should not use this website. These terms and conditions are subject to change from time to time - you should review them regularly.

Information found on this website

Samos Insurance hereby grants you a personal, limited, revocable, non-transferable, non-assignable and non-exclusive license to access, read and download content on this website for your personal, non-commercial and not-for-profit use only.

Information on this site is of a general nature and should not be seen as a substitute for proper research and professional advice. Information about our products/services is not guaranteed as to accuracy or completeness. For further information, you are encouraged to speak to a licensed insurance advisor and to review actual insurance contracts.

This website provides information about insurance and our products in Canada. It does not give you financial or other professional advice. Please consult your life insurance agent or other professional advisor if you require life insurance or financial advice.

All information on this website, including quotations and information relating to premiums is subject to change without notice.

We may use third party service providers for specific products. This website may link to the websites of those third-party providers. These links are provided as a convenience to you and Samos Insurance does not take any responsibility for the contents of those external websites. When you access such websites, you do so at your own risk.

Copyrights and trademarks

This website and all of its contents, information and materials are protected by copyright, trademark and/or other intellectual property laws. The information and contents of this website may be used for non-commercial personal use only. Any other use, including but not limited to links to this website, are not allowed without the prior written consent of Samos Insurance. All trademarks on this website are the property of Samos Insurance or of their respective owners.


We attempt to ensure that this website and any downloads available through this website are secure and free of viruses, but it is not possible to guarantee security and confidentiality on the Internet. You should make proper use of antivirus software to protect your computer if you use this site or if you download any software from this site.


Samos Insurance is committed to keeping your personal information confidential and safe. You can see our complete privacy policy here. In using this website, you should be aware that:

  • No communication over the internet can be considered absolutely safe & secure. For this reason, we cannot guarantee the security & privacy of any information you input, send us or ask that we send you over the internet.

  • Samos Insurance may use cookies and/or IP addresses to analyze website usage patterns.


This site is provided “as is” and Samos Insurance does not provide any warranty of any kind, either expressed or implied, that the information is current, complete or accurate. Samos Insurance makes no representations or warranties that use of the website will be uninterrupted, completely secure or error-free.

Some jurisdictions may not allow certain disclaimers or warranties. if this applies to you, then we disclaim warranties to the fullest extent allowed by the applicable law.

Furthermore, Samos Insurance cannot accept any liability for any loss you may incur as a result of using this website including, but not limited to, relying on the information contained in this website.

Governing Laws

All the above terms and conditions that you agree to will be governed by the laws of the Provinces of Ontario, British Columbia and applicable laws of Canada. By using this website, you consent and agree to submit to the jurisdiction of the courts of theProvince of Ontario & British Columbia for any related action or proceeding.


If any provision of these terms and conditions is held to be unenforceable under applicable law, that provision will be deleted and the remaining provisions will continue in full force and effect.